Did You Know?

Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

Get an FHA Refinance Loan
Get an FHA Purchase Loan
FHALoan.com
Get an FHA Refinance Loan
Get an FHA Purchase Loan
Click to Start Your Refinance or Purchase Loan

2026 FHA Limits for North Carolina

100 match(es) found.
ALAMANCE County
BURLINGTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ALEXANDER County
HICKORY-LENOIR-MORGANTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ALLEGHANY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ANSON County
CHARLOTTE-CONCORD-GASTONIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ASHE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
AVERY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BEAUFORT County
WASHINGTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BERTIE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BLADEN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BRUNSWICK County
WILMINGTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BUNCOMBE County
ASHEVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BURKE County
HICKORY-LENOIR-MORGANTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CABARRUS County
CHARLOTTE-CONCORD-GASTONIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CALDWELL County
HICKORY-LENOIR-MORGANTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CAMDEN County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
CARTERET County
MOREHEAD CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CASWELL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CATAWBA County
HICKORY-LENOIR-MORGANTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHATHAM County
DURHAM-CHAPEL HILL
SingleDuplexTri-plexFour-plex
$634,800$812,650$982,300$1,220,800
CHEROKEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHOWAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLAY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLEVELAND County
SHELBY-KINGS MOUNTAIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
COLUMBUS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CRAVEN County
NEW BERN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CUMBERLAND County
FAYETTEVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CURRITUCK County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
DARE County
KILL DEVIL HILLS
SingleDuplexTri-plexFour-plex
$718,750$920,150$1,112,250$1,382,250
DAVIDSON County
WINSTON-SALEM
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DAVIE County
WINSTON-SALEM
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DUPLIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DURHAM County
DURHAM-CHAPEL HILL
SingleDuplexTri-plexFour-plex
$634,800$812,650$982,300$1,220,800
EDGECOMBE County
ROCKY MOUNT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FORSYTH County
WINSTON-SALEM
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FRANKLIN County
RALEIGH-CARY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GASTON County
CHARLOTTE-CONCORD-GASTONIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GATES County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
GRAHAM County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GRANVILLE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GREENE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GUILFORD County
GREENSBORO-HIGH POINT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HALIFAX County
ROANOKE RAPIDS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HARNETT County
ANDERSON CREEK
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HAYWOOD County
WAYNESVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HENDERSON County
ASHEVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HERTFORD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HOKE County
FAYETTEVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HYDE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
IREDELL County
CHARLOTTE-CONCORD-GASTONIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JACKSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JOHNSTON County
RALEIGH-CARY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JONES County
NEW BERN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEE County
SANFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LENOIR County
KINSTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LINCOLN County
CHARLOTTE-CONCORD-GASTONIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MACON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MADISON County
ASHEVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARTIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MCDOWELL County
MARION
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MECKLENBURG County
CHARLOTTE-CONCORD-GASTONIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MITCHELL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONTGOMERY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MOORE County
PINEHURST-SOUTHERN PINES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NASH County
ROCKY MOUNT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NEW HANOVER County
WILMINGTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NORTHAMPTON County
ROANOKE RAPIDS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ONSLOW County
JACKSONVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ORANGE County
DURHAM-CHAPEL HILL
SingleDuplexTri-plexFour-plex
$634,800$812,650$982,300$1,220,800
PAMLICO County
NEW BERN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PASQUOTANK County
ELIZABETH CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PENDER County
WILMINGTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PERQUIMANS County
NON-METRO
SingleDuplexTri-plexFour-plex
$805,000$1,030,550$1,245,700$1,548,100
PERSON County
DURHAM-CHAPEL HILL
SingleDuplexTri-plexFour-plex
$634,800$812,650$982,300$1,220,800
PITT County
GREENVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
POLK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RANDOLPH County
GREENSBORO-HIGH POINT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RICHMOND County
ROCKINGHAM
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROBESON County
LUMBERTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROCKINGHAM County
GREENSBORO-HIGH POINT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROWAN County
CHARLOTTE-CONCORD-GASTONIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RUTHERFORD County
FOREST CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SAMPSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SCOTLAND County
LAURINBURG
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
STANLY County
ALBEMARLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
STOKES County
WINSTON-SALEM
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SURRY County
MOUNT AIRY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SWAIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TRANSYLVANIA County
BREVARD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TYRRELL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
UNION County
CHARLOTTE-CONCORD-GASTONIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
VANCE County
HENDERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WAKE County
RALEIGH-CARY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WARREN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WASHINGTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WATAUGA County
BOONE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WAYNE County
GOLDSBORO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WILKES County
NORTH WILKESBORO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WILSON County
WILSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
YADKIN County
WINSTON-SALEM
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
YANCEY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125

FHALoan.com is not a government agency. We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan, or short term loan services. Neither FHALoan.com nor its advertisers charge a fee or require anything other than a submission of qualifying information for comparison shopping ads. We do not ask users to surrender or transfer title. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.