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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2025 range from $524,225 to $1,209,750.

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2025 FHA Limits for North Carolina

100 match(es) found.

Single	Duplex	Tri-plex	Four-plex
ALAMANCE County
BURLINGTON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ALEXANDER County
HICKORY-LENOIR-MORGANTON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ALLEGHANY County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ANSON County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ASHE County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
AVERY County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
BEAUFORT County
WASHINGTON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
BERTIE County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
BLADEN County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
BRUNSWICK County
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
BUNCOMBE County
ASHEVILLE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
BURKE County
HICKORY-LENOIR-MORGANTON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CABARRUS County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CALDWELL County
HICKORY-LENOIR-MORGANTON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CAMDEN County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
$757,850	$970,200	$1,172,750	$1,457,450

Single	Duplex	Tri-plex	Four-plex
CARTERET County
MOREHEAD CITY, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CASWELL County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CATAWBA County
HICKORY-LENOIR-MORGANTON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CHATHAM County
DURHAM-CHAPEL HILL, NC
$632,500	$809,700	$978,750	$1,216,350

Single	Duplex	Tri-plex	Four-plex
CHEROKEE County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CHOWAN County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CLAY County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CLEVELAND County
SHELBY, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
COLUMBUS County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CRAVEN County
NEW BERN, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CUMBERLAND County
FAYETTEVILLE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CURRITUCK County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
$757,850	$970,200	$1,172,750	$1,457,450

Single	Duplex	Tri-plex	Four-plex
DARE County
KILL DEVIL HILLS, NC
$663,550	$849,450	$1,026,800	$1,276,100

Single	Duplex	Tri-plex	Four-plex
DAVIDSON County
WINSTON-SALEM, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
DAVIE County
WINSTON-SALEM, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
DUPLIN County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
DURHAM County
DURHAM-CHAPEL HILL, NC
$632,500	$809,700	$978,750	$1,216,350

Single	Duplex	Tri-plex	Four-plex
EDGECOMBE County
ROCKY MOUNT, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
FORSYTH County
WINSTON-SALEM, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
FRANKLIN County
RALEIGH-CARY, NC
$530,150	$678,700	$820,350	$1,019,550

Single	Duplex	Tri-plex	Four-plex
GASTON County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
GATES County
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
$757,850	$970,200	$1,172,750	$1,457,450

Single	Duplex	Tri-plex	Four-plex
GRAHAM County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
GRANVILLE County
DURHAM-CHAPEL HILL, NC
$632,500	$809,700	$978,750	$1,216,350

Single	Duplex	Tri-plex	Four-plex
GREENE County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
GUILFORD County
GREENSBORO-HIGH POINT, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
HALIFAX County
ROANOKE RAPIDS, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
HARNETT County
FAYETTEVILLE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
HAYWOOD County
ASHEVILLE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
HENDERSON County
ASHEVILLE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
HERTFORD County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
HOKE County
FAYETTEVILLE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
HYDE County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
IREDELL County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
JACKSON County
CULLOWHEE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
JOHNSTON County
RALEIGH-CARY, NC
$530,150	$678,700	$820,350	$1,019,550

Single	Duplex	Tri-plex	Four-plex
JONES County
NEW BERN, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
LEE County
SANFORD, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
LENOIR County
KINSTON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
LINCOLN County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MACON County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MADISON County
ASHEVILLE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MARTIN County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MCDOWELL County
MARION, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MECKLENBURG County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MITCHELL County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MONTGOMERY County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MOORE County
PINEHURST-SOUTHERN PINES, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
NASH County
ROCKY MOUNT, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
NEW HANOVER County
WILMINGTON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
NORTHAMPTON County
ROANOKE RAPIDS, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ONSLOW County
JACKSONVILLE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ORANGE County
DURHAM-CHAPEL HILL, NC
$632,500	$809,700	$978,750	$1,216,350

Single	Duplex	Tri-plex	Four-plex
PAMLICO County
NEW BERN, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
PASQUOTANK County
ELIZABETH CITY, NC
$805,000	$1,030,550	$1,245,700	$1,548,100

Single	Duplex	Tri-plex	Four-plex
PENDER County
WILMINGTON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
PERQUIMANS County
ELIZABETH CITY, NC
$805,000	$1,030,550	$1,245,700	$1,548,100

Single	Duplex	Tri-plex	Four-plex
PERSON County
DURHAM-CHAPEL HILL, NC
$632,500	$809,700	$978,750	$1,216,350

Single	Duplex	Tri-plex	Four-plex
PITT County
GREENVILLE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
POLK County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
RANDOLPH County
GREENSBORO-HIGH POINT, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
RICHMOND County
ROCKINGHAM, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ROBESON County
LUMBERTON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ROCKINGHAM County
GREENSBORO-HIGH POINT, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ROWAN County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
RUTHERFORD County
FOREST CITY, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
SAMPSON County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
SCOTLAND County
LAURINBURG, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
STANLY County
ALBEMARLE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
STOKES County
WINSTON-SALEM, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
SURRY County
MOUNT AIRY, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
SWAIN County
CULLOWHEE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
TRANSYLVANIA County
BREVARD, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
TYRRELL County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
UNION County
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
VANCE County
HENDERSON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
WAKE County
RALEIGH-CARY, NC
$530,150	$678,700	$820,350	$1,019,550

Single	Duplex	Tri-plex	Four-plex
WARREN County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
WASHINGTON County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
WATAUGA County
BOONE, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
WAYNE County
GOLDSBORO, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
WILKES County
NORTH WILKESBORO, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
WILSON County
WILSON, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
YADKIN County
WINSTON-SALEM, NC
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
YANCEY County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

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