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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2025 range from $524,225 to $1,209,750.

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2025 FHA Limits for New York

62 match(es) found.

Single	Duplex	Tri-plex	Four-plex
ALBANY County
ALBANY-SCHENECTADY-TROY, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ALLEGANY County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
BRONX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$1,209,750	$1,548,975	$1,872,225	$2,326,875

Single	Duplex	Tri-plex	Four-plex
BROOME County
BINGHAMTON, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CATTARAUGUS County
OLEAN, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CAYUGA County
AUBURN, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CHAUTAUQUA County
JAMESTOWN-DUNKIRK-FREDONIA, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CHEMUNG County
ELMIRA, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CHENANGO County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CLINTON County
PLATTSBURGH, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
COLUMBIA County
HUDSON, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
CORTLAND County
CORTLAND, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
DELAWARE County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
DUTCHESS County
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ERIE County
BUFFALO-CHEEKTOWAGA, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ESSEX County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
FRANKLIN County
MALONE, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
FULTON County
GLOVERSVILLE, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
GENESEE County
BATAVIA, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
GREENE County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
HAMILTON County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
HERKIMER County
UTICA-ROME, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
JEFFERSON County
WATERTOWN-FORT DRUM, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
KINGS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$1,209,750	$1,548,975	$1,872,225	$2,326,875

Single	Duplex	Tri-plex	Four-plex
LEWIS County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
LIVINGSTON County
ROCHESTER, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MADISON County
SYRACUSE, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MONROE County
ROCHESTER, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
MONTGOMERY County
AMSTERDAM, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
NASSAU County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$1,209,750	$1,548,975	$1,872,225	$2,326,875

Single	Duplex	Tri-plex	Four-plex
NEW YORK County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$1,209,750	$1,548,975	$1,872,225	$2,326,875

Single	Duplex	Tri-plex	Four-plex
NIAGARA County
BUFFALO-CHEEKTOWAGA, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ONEIDA County
UTICA-ROME, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ONONDAGA County
SYRACUSE, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ONTARIO County
ROCHESTER, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ORANGE County
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ORLEANS County
ROCHESTER, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
OSWEGO County
SYRACUSE, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
OTSEGO County
ONEONTA, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
PUTNAM County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$1,209,750	$1,548,975	$1,872,225	$2,326,875

Single	Duplex	Tri-plex	Four-plex
QUEENS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$1,209,750	$1,548,975	$1,872,225	$2,326,875

Single	Duplex	Tri-plex	Four-plex
RENSSELAER County
ALBANY-SCHENECTADY-TROY, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
RICHMOND County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$1,209,750	$1,548,975	$1,872,225	$2,326,875

Single	Duplex	Tri-plex	Four-plex
ROCKLAND County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$1,209,750	$1,548,975	$1,872,225	$2,326,875

Single	Duplex	Tri-plex	Four-plex
SARATOGA County
ALBANY-SCHENECTADY-TROY, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
SCHENECTADY County
ALBANY-SCHENECTADY-TROY, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
SCHOHARIE County
ALBANY-SCHENECTADY-TROY, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
SCHUYLER County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
SENECA County
SENECA FALLS, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ST. LAWRENCE County
OGDENSBURG-MASSENA, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
STEUBEN County
CORNING, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
SUFFOLK County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$1,209,750	$1,548,975	$1,872,225	$2,326,875

Single	Duplex	Tri-plex	Four-plex
SULLIVAN County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
TIOGA County
BINGHAMTON, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
TOMPKINS County
ITHACA, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
ULSTER County
KINGSTON, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
WARREN County
GLENS FALLS, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
WASHINGTON County
GLENS FALLS, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
WAYNE County
ROCHESTER, NY
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
WESTCHESTER County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$1,209,750	$1,548,975	$1,872,225	$2,326,875

Single	Duplex	Tri-plex	Four-plex
WYOMING County
NON-METRO
$524,225	$671,200	$811,275	$1,008,300

Single	Duplex	Tri-plex	Four-plex
YATES County
ROCHESTER, NY
$524,225	$671,200	$811,275	$1,008,300

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