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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

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2026 FHA Limits for Massachusetts

14 match(es) found.
BARNSTABLE County
BARNSTABLE TOWN
SingleDuplexTri-plexFour-plex
$828,000$1,060,000$1,281,300$1,592,350
BERKSHIRE County
PITTSFIELD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BRISTOL County
PROVIDENCE-WARWICK
SingleDuplexTri-plexFour-plex
$787,750$1,008,450$1,219,000$1,514,950
DUKES County
VINEYARD HAVEN
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
ESSEX County
BOSTON-CAMBRIDGE-NEWTON
SingleDuplexTri-plexFour-plex
$962,550$1,232,250$1,489,500$1,851,100
FRANKLIN County
GREENFIELD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HAMPDEN County
SPRINGFIELD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HAMPSHIRE County
AMHERST TOWN-NORTHAMPTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MIDDLESEX County
BOSTON-CAMBRIDGE-NEWTON
SingleDuplexTri-plexFour-plex
$962,550$1,232,250$1,489,500$1,851,100
NANTUCKET County
NANTUCKET
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
NORFOLK County
BOSTON-CAMBRIDGE-NEWTON
SingleDuplexTri-plexFour-plex
$962,550$1,232,250$1,489,500$1,851,100
PLYMOUTH County
BOSTON-CAMBRIDGE-NEWTON
SingleDuplexTri-plexFour-plex
$962,550$1,232,250$1,489,500$1,851,100
SUFFOLK County
BOSTON-CAMBRIDGE-NEWTON
SingleDuplexTri-plexFour-plex
$962,550$1,232,250$1,489,500$1,851,100
WORCESTER County
WORCESTER
SingleDuplexTri-plexFour-plex
$545,100$697,800$843,500$1,048,300

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