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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

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2026 FHA Limits for Kentucky

120 match(es) found.
ADAIR County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ALLEN County
BOWLING GREEN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ANDERSON County
FRANKFORT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BALLARD County
PADUCAH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BARREN County
GLASGOW
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BATH County
MOUNT STERLING
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BELL County
MIDDLESBOROUGH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BOONE County
CINCINNATI
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BOURBON County
LEXINGTON-FAYETTE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BOYD County
HUNTINGTON-ASHLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BOYLE County
DANVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BRACKEN County
CINCINNATI
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BREATHITT County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BRECKINRIDGE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BULLITT County
LOUISVILLE/JEFFERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BUTLER County
BOWLING GREEN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CALDWELL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CALLOWAY County
MURRAY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CAMPBELL County
CINCINNATI
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CARLISLE County
PADUCAH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CARROLL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CARTER County
HUNTINGTON-ASHLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CASEY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHRISTIAN County
CLARKSVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLARK County
LEXINGTON-FAYETTE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLAY County
CORBIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLINTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CRITTENDEN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CUMBERLAND County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DAVIESS County
OWENSBORO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
EDMONSON County
BOWLING GREEN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ELLIOTT County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ESTILL County
RICHMOND-BEREA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FAYETTE County
LEXINGTON-FAYETTE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FLEMING County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FLOYD County
PIKEVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FRANKLIN County
FRANKFORT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FULTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GALLATIN County
CINCINNATI
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GARRARD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GRANT County
CINCINNATI
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GRAVES County
MAYFIELD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GRAYSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GREEN County
CAMPBELLSVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GREENUP County
HUNTINGTON-ASHLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HANCOCK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HARDIN County
ELIZABETHTOWN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HARLAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HARRISON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HART County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HENDERSON County
HENDERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HENRY County
LOUISVILLE/JEFFERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HICKMAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HOPKINS County
MADISONVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JACKSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JEFFERSON County
LOUISVILLE/JEFFERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JESSAMINE County
LEXINGTON-FAYETTE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JOHNSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KENTON County
CINCINNATI
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KNOTT County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KNOX County
CORBIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LARUE County
ELIZABETHTOWN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LAUREL County
CORBIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LAWRENCE County
HUNTINGTON-ASHLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LESLIE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LETCHER County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEWIS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LINCOLN County
DANVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LIVINGSTON County
PADUCAH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LOGAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LYON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MADISON County
RICHMOND-BEREA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MAGOFFIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARION County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARSHALL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARTIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MASON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MCCRACKEN County
PADUCAH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MCCREARY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MCLEAN County
OWENSBORO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MEADE County
LOUISVILLE/JEFFERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MENIFEE County
MOUNT STERLING
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MERCER County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
METCALFE County
GLASGOW
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONROE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONTGOMERY County
MOUNT STERLING
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MORGAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MUHLENBERG County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NELSON County
LOUISVILLE/JEFFERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NICHOLAS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OHIO County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OLDHAM County
LOUISVILLE/JEFFERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OWEN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OWSLEY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PENDLETON County
CINCINNATI
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PERRY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PIKE County
PIKEVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
POWELL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PULASKI County
SOMERSET
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROBERTSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROCKCASTLE County
RICHMOND-BEREA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROWAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RUSSELL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SCOTT County
LEXINGTON-FAYETTE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SHELBY County
LOUISVILLE/JEFFERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SIMPSON County
FRANKLIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SPENCER County
LOUISVILLE/JEFFERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TAYLOR County
CAMPBELLSVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TODD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TRIGG County
CLARKSVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TRIMBLE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
UNION County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WARREN County
BOWLING GREEN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WASHINGTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WAYNE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WEBSTER County
HENDERSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WHITLEY County
CORBIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WOLFE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WOODFORD County
LEXINGTON-FAYETTE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125

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