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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

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2026 FHA Limits for Iowa

99 match(es) found.
ADAIR County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ADAMS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ALLAMAKEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
APPANOOSE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
AUDUBON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BENTON County
CEDAR RAPIDS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BLACK HAWK County
WATERLOO-CEDAR FALLS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BOONE County
AMES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BREMER County
WATERLOO-CEDAR FALLS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BUCHANAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BUENA VISTA County
STORM LAKE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BUTLER County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CALHOUN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CARROLL County
CARROLL
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CASS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CEDAR County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CERRO GORDO County
MASON CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHEROKEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHICKASAW County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLARKE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLAY County
SPENCER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLAYTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLINTON County
CLINTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CRAWFORD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DALLAS County
DES MOINES-WEST DES MOINES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DAVIS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DECATUR County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DELAWARE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DES MOINES County
BURLINGTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DICKINSON County
SPIRIT LAKE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DUBUQUE County
DUBUQUE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
EMMET County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FAYETTE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FLOYD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FRANKLIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FREMONT County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GREENE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GRUNDY County
WATERLOO-CEDAR FALLS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GUTHRIE County
DES MOINES-WEST DES MOINES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HAMILTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HANCOCK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HARDIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HARRISON County
OMAHA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HENRY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HOWARD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HUMBOLDT County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
IDA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
IOWA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JACKSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JASPER County
DES MOINES-WEST DES MOINES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JEFFERSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JOHNSON County
IOWA CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JONES County
CEDAR RAPIDS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KEOKUK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KOSSUTH County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEE County
FORT MADISON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LINN County
CEDAR RAPIDS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LOUISA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LUCAS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LYON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MADISON County
DES MOINES-WEST DES MOINES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MAHASKA County
OSKALOOSA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARION County
PELLA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARSHALL County
MARSHALLTOWN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MILLS County
OMAHA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MITCHELL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONONA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONROE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONTGOMERY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MUSCATINE County
MUSCATINE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
O'BRIEN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OSCEOLA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PAGE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PALO ALTO County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PLYMOUTH County
LE MARS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
POCAHONTAS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
POLK County
DES MOINES-WEST DES MOINES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
POTTAWATTAMIE County
OMAHA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
POWESHIEK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RINGGOLD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SAC County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SCOTT County
DAVENPORT-MOLINE-ROCK ISLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SHELBY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SIOUX County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
STORY County
AMES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TAMA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TAYLOR County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
UNION County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
VAN BUREN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WAPELLO County
OTTUMWA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WARREN County
DES MOINES-WEST DES MOINES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WASHINGTON County
IOWA CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WAYNE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WEBSTER County
FORT DODGE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WINNEBAGO County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WINNESHIEK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WOODBURY County
SIOUX CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WORTH County
MASON CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WRIGHT County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125

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