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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

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2026 FHA Limits for Illinois

102 match(es) found.
ADAMS County
QUINCY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ALEXANDER County
CAPE GIRARDEAU
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BOND County
ST. LOUIS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BOONE County
ROCKFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BROWN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BUREAU County
OTTAWA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CALHOUN County
ST. LOUIS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CARROLL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CASS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHAMPAIGN County
CHAMPAIGN-URBANA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHRISTIAN County
TAYLORVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLARK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLAY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLINTON County
ST. LOUIS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
COLES County
CHARLESTON-MATTOON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
COOK County
CHICAGO-NAPERVILLE-ELGIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CRAWFORD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CUMBERLAND County
EFFINGHAM
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DE WITT County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DEKALB County
CHICAGO-NAPERVILLE-ELGIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DOUGLAS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DUPAGE County
CHICAGO-NAPERVILLE-ELGIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
EDGAR County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
EDWARDS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
EFFINGHAM County
EFFINGHAM
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FAYETTE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FORD County
CHAMPAIGN-URBANA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FRANKLIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FULTON County
CANTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GALLATIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GREENE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GRUNDY County
CHICAGO-NAPERVILLE-ELGIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HAMILTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HANCOCK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HARDIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HENDERSON County
BURLINGTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HENRY County
DAVENPORT-MOLINE-ROCK ISLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
IROQUOIS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JACKSON County
CARBONDALE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JASPER County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JEFFERSON County
MOUNT VERNON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JERSEY County
ST. LOUIS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JO DAVIESS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JOHNSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KANE County
CHICAGO-NAPERVILLE-ELGIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KANKAKEE County
KANKAKEE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KENDALL County
CHICAGO-NAPERVILLE-ELGIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KNOX County
GALESBURG
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LAKE County
CHICAGO-NAPERVILLE-ELGIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LASALLE County
OTTAWA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LAWRENCE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEE County
DIXON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LIVINGSTON County
PONTIAC
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LOGAN County
LINCOLN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MACON County
DECATUR
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MACOUPIN County
ST. LOUIS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MADISON County
ST. LOUIS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARION County
CENTRALIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARSHALL County
PEORIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MASON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MASSAC County
PADUCAH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MCDONOUGH County
MACOMB
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MCHENRY County
CHICAGO-NAPERVILLE-ELGIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MCLEAN County
BLOOMINGTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MENARD County
SPRINGFIELD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MERCER County
DAVENPORT-MOLINE-ROCK ISLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONROE County
ST. LOUIS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONTGOMERY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MORGAN County
JACKSONVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MOULTRIE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OGLE County
ROCHELLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PEORIA County
PEORIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PERRY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PIATT County
CHAMPAIGN-URBANA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PIKE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
POPE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PULASKI County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PUTNAM County
OTTAWA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RANDOLPH County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RICHLAND County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROCK ISLAND County
DAVENPORT-MOLINE-ROCK ISLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SALINE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SANGAMON County
SPRINGFIELD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SCHUYLER County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SCOTT County
JACKSONVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SHELBY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ST. CLAIR County
ST. LOUIS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
STARK County
PEORIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
STEPHENSON County
FREEPORT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TAZEWELL County
PEORIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
UNION County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
VERMILION County
DANVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WABASH County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WARREN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WASHINGTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WAYNE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WHITE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WHITESIDE County
STERLING
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WILL County
CHICAGO-NAPERVILLE-ELGIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WILLIAMSON County
MARION-HERRIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WINNEBAGO County
ROCKFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WOODFORD County
PEORIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125

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