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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

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2026 FHA Limits for Florida

67 match(es) found.
ALACHUA County
GAINESVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BAKER County
JACKSONVILLE
SingleDuplexTri-plexFour-plex
$580,750$743,450$898,700$1,116,850
BAY County
PANAMA CITY-PANAMA CITY BEACH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BRADFORD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BREVARD County
PALM BAY-MELBOURNE-TITUSVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BROWARD County
MIAMI-FORT LAUDERDALE-WEST PALM BEACH
SingleDuplexTri-plexFour-plex
$667,000$853,900$1,032,150$1,282,700
CALHOUN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHARLOTTE County
PUNTA GORDA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CITRUS County
HOMOSASSA SPRINGS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLAY County
JACKSONVILLE
SingleDuplexTri-plexFour-plex
$580,750$743,450$898,700$1,116,850
COLLIER County
NAPLES-MARCO ISLAND
SingleDuplexTri-plexFour-plex
$764,750$979,000$1,183,400$1,470,700
COLUMBIA County
LAKE CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DESOTO County
ARCADIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DIXIE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DUVAL County
JACKSONVILLE
SingleDuplexTri-plexFour-plex
$580,750$743,450$898,700$1,116,850
ESCAMBIA County
PENSACOLA-FERRY PASS-BRENT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FLAGLER County
DELTONA-DAYTONA BEACH-ORMOND BEACH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FRANKLIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GADSDEN County
TALLAHASSEE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GILCHRIST County
GAINESVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GLADES County
CLEWISTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GULF County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HAMILTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HARDEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HENDRY County
CLEWISTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HERNANDO County
TAMPA-ST. PETERSBURG-CLEARWATER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HIGHLANDS County
SEBRING
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HILLSBOROUGH County
TAMPA-ST. PETERSBURG-CLEARWATER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HOLMES County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
INDIAN RIVER County
SEBASTIAN-VERO BEACH-WEST VERO CORRIDOR
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JACKSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JEFFERSON County
TALLAHASSEE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LAFAYETTE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LAKE County
ORLANDO-KISSIMMEE-SANFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEE County
CAPE CORAL-FORT MYERS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEON County
TALLAHASSEE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEVY County
GAINESVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LIBERTY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MADISON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MANATEE County
NORTH PORT-BRADENTON-SARASOTA
SingleDuplexTri-plexFour-plex
$547,400$700,750$847,050$1,052,700
MARION County
OCALA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARTIN County
PORT ST. LUCIE
SingleDuplexTri-plexFour-plex
$603,750$772,900$934,250$1,161,050
MIAMI-DADE County
MIAMI-FORT LAUDERDALE-WEST PALM BEACH
SingleDuplexTri-plexFour-plex
$667,000$853,900$1,032,150$1,282,700
MONROE County
KEY WEST-KEY LARGO
SingleDuplexTri-plexFour-plex
$990,150$1,267,600$1,532,200$1,904,150
NASSAU County
JACKSONVILLE
SingleDuplexTri-plexFour-plex
$580,750$743,450$898,700$1,116,850
OKALOOSA County
CRESTVIEW-FORT WALTON BEACH-DESTIN
SingleDuplexTri-plexFour-plex
$603,750$772,900$934,250$1,161,050
OKEECHOBEE County
OKEECHOBEE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ORANGE County
ORLANDO-KISSIMMEE-SANFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OSCEOLA County
ORLANDO-KISSIMMEE-SANFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PALM BEACH County
MIAMI-FORT LAUDERDALE-WEST PALM BEACH
SingleDuplexTri-plexFour-plex
$667,000$853,900$1,032,150$1,282,700
PASCO County
TAMPA-ST. PETERSBURG-CLEARWATER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PINELLAS County
TAMPA-ST. PETERSBURG-CLEARWATER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
POLK County
LAKELAND-WINTER HAVEN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PUTNAM County
PALATKA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SANTA ROSA County
PENSACOLA-FERRY PASS-BRENT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SARASOTA County
NORTH PORT-BRADENTON-SARASOTA
SingleDuplexTri-plexFour-plex
$547,400$700,750$847,050$1,052,700
SEMINOLE County
ORLANDO-KISSIMMEE-SANFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ST. JOHNS County
JACKSONVILLE
SingleDuplexTri-plexFour-plex
$580,750$743,450$898,700$1,116,850
ST. LUCIE County
PORT ST. LUCIE
SingleDuplexTri-plexFour-plex
$603,750$772,900$934,250$1,161,050
SUMTER County
WILDWOOD-THE VILLAGES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SUWANNEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TAYLOR County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
UNION County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
VOLUSIA County
DELTONA-DAYTONA BEACH-ORMOND BEACH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WAKULLA County
TALLAHASSEE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WALTON County
CRESTVIEW-FORT WALTON BEACH-DESTIN
SingleDuplexTri-plexFour-plex
$603,750$772,900$934,250$1,161,050
WASHINGTON County
PANAMA CITY-PANAMA CITY BEACH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125

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