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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

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2026 FHA Limits for California

58 match(es) found.
ALAMEDA County
SAN FRANCISCO-OAKLAND-FREMONT
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
ALPINE County
GARDNERVILLE RANCHOS
SingleDuplexTri-plexFour-plex
$736,000$942,200$1,138,900$1,415,400
AMADOR County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BUTTE County
CHICO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CALAVERAS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
COLUSA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CONTRA COSTA County
SAN FRANCISCO-OAKLAND-FREMONT
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
DEL NORTE County
CRESCENT CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
EL DORADO County
SACRAMENTO-ROSEVILLE-FOLSOM
SingleDuplexTri-plexFour-plex
$764,750$979,000$1,183,400$1,470,700
FRESNO County
FRESNO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GLENN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HUMBOLDT County
EUREKA-ARCATA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
IMPERIAL County
EL CENTRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
INYO County
BISHOP
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KERN County
BAKERSFIELD-DELANO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KINGS County
HANFORD-CORCORAN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LAKE County
CLEARLAKE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LASSEN County
SUSANVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LOS ANGELES County
LOS ANGELES-LONG BEACH-ANAHEIM
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
MADERA County
FRESNO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARIN County
SAN FRANCISCO-OAKLAND-FREMONT
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
MARIPOSA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MENDOCINO County
UKIAH
SingleDuplexTri-plexFour-plex
$546,250$699,300$845,300$1,050,500
MERCED County
MERCED
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MODOC County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONO County
NON-METRO
SingleDuplexTri-plexFour-plex
$776,250$993,750$1,201,200$1,492,800
MONTEREY County
SALINAS
SingleDuplexTri-plexFour-plex
$994,750$1,273,450$1,539,350$1,913,000
NAPA County
NAPA
SingleDuplexTri-plexFour-plex
$1,017,750$1,302,900$1,574,900$1,957,250
NEVADA County
TRUCKEE-GRASS VALLEY
SingleDuplexTri-plexFour-plex
$649,750$831,800$1,005,450$1,249,550
ORANGE County
LOS ANGELES-LONG BEACH-ANAHEIM
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
PLACER County
SACRAMENTO-ROSEVILLE-FOLSOM
SingleDuplexTri-plexFour-plex
$764,750$979,000$1,183,400$1,470,700
PLUMAS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RIVERSIDE County
RIVERSIDE-SAN BERNARDINO-ONTARIO
SingleDuplexTri-plexFour-plex
$690,000$883,300$1,067,750$1,326,950
SACRAMENTO County
SACRAMENTO-ROSEVILLE-FOLSOM
SingleDuplexTri-plexFour-plex
$764,750$979,000$1,183,400$1,470,700
SAN BENITO County
SAN JOSE-SUNNYVALE-SANTA CLARA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
SAN BERNARDINO County
RIVERSIDE-SAN BERNARDINO-ONTARIO
SingleDuplexTri-plexFour-plex
$690,000$883,300$1,067,750$1,326,950
SAN DIEGO County
SAN DIEGO-CHULA VISTA-CARLSBAD
SingleDuplexTri-plexFour-plex
$1,104,000$1,413,350$1,708,400$2,123,100
SAN FRANCISCO County
SAN FRANCISCO-OAKLAND-FREMONT
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
SAN JOAQUIN County
STOCKTON-LODI
SingleDuplexTri-plexFour-plex
$678,500$868,600$1,049,950$1,304,850
SAN LUIS OBISPO County
SAN LUIS OBISPO-PASO ROBLES
SingleDuplexTri-plexFour-plex
$1,000,500$1,280,850$1,548,250$1,924,100
SAN MATEO County
SAN FRANCISCO-OAKLAND-FREMONT
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
SANTA BARBARA County
SANTA MARIA-SANTA BARBARA
SingleDuplexTri-plexFour-plex
$941,850$1,205,750$1,457,450$1,811,300
SANTA CLARA County
SAN JOSE-SUNNYVALE-SANTA CLARA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
SANTA CRUZ County
SANTA CRUZ-WATSONVILLE
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
SHASTA County
REDDING
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SIERRA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SISKIYOU County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SOLANO County
VALLEJO
SingleDuplexTri-plexFour-plex
$685,400$877,450$1,060,600$1,318,100
SONOMA County
SANTA ROSA-PETALUMA
SingleDuplexTri-plexFour-plex
$897,000$1,148,350$1,388,050$1,725,050
STANISLAUS County
MODESTO
SingleDuplexTri-plexFour-plex
$545,100$697,800$843,500$1,048,300
SUTTER County
YUBA CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TEHAMA County
RED BLUFF
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TRINITY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TULARE County
VISALIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TUOLUMNE County
SONORA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
VENTURA County
OXNARD-THOUSAND OAKS-VENTURA
SingleDuplexTri-plexFour-plex
$1,035,000$1,325,000$1,601,600$1,990,450
YOLO County
SACRAMENTO-ROSEVILLE-FOLSOM
SingleDuplexTri-plexFour-plex
$764,750$979,000$1,183,400$1,470,700
YUBA County
YUBA CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125

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