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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2025 range from $524,225 to $1,209,750.

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2025 FHA Limits for New Jersey

21 match(es) found.
ATLANTIC County
ATLANTIC CITY-HAMMONTON, NJ
SingleDuplexTri-plexFour-plex
$524,225$671,200$811,275$1,008,300
BERGEN County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
BURLINGTON County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
SingleDuplexTri-plexFour-plex
$594,550$761,150$920,050$1,143,400
CAMDEN County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
SingleDuplexTri-plexFour-plex
$594,550$761,150$920,050$1,143,400
CAPE MAY County
OCEAN CITY, NJ
SingleDuplexTri-plexFour-plex
$667,000$853,900$1,032,150$1,282,700
CUMBERLAND County
VINELAND-BRIDGETON, NJ
SingleDuplexTri-plexFour-plex
$524,225$671,200$811,275$1,008,300
ESSEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
GLOUCESTER County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
SingleDuplexTri-plexFour-plex
$594,550$761,150$920,050$1,143,400
HUDSON County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
HUNTERDON County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
MERCER County
TRENTON-PRINCETON, NJ
SingleDuplexTri-plexFour-plex
$524,225$671,200$811,275$1,008,300
MIDDLESEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
MONMOUTH County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
MORRIS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
OCEAN County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
PASSAIC County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
SALEM County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
SingleDuplexTri-plexFour-plex
$594,550$761,150$920,050$1,143,400
SOMERSET County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
SUSSEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
UNION County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SingleDuplexTri-plexFour-plex
$1,209,750$1,548,975$1,872,225$2,326,875
WARREN County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
SingleDuplexTri-plexFour-plex
$524,225$671,200$811,275$1,008,300

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